Internal-policy search, KYC/AML case prep, assisted commercial credit. This is what an AI agent can do inside a bank, with the governance and audit trail a regulator expects, and no data sent to outside model providers.
Start with one workflow that pays for itself, then expand on the same private, governed platform. No new vendor cycle each time.
Answer staff and compliance officers on what the current internal policy and the applicable regulation say, in plain language, always citing the source.
Consolidate customer information, documents and PEP / adverse-media screening, draft the alert memo, and propose a disposition with the supporting evidence. Approval stays human.
Assemble the credit file (financials, collateral, covenants, internal models), draft the risk report with its support, and monitor covenants after disbursement, raising alerts.
These are workflows a Fogoarai AI agent can run inside a bank. They are illustrative of the capability. The exact workflow, systems and success metric are defined with your team. Fogoarai already has use cases running in production today.
In banking, nothing ships until it passes the security review, so governance and audit are the capability everything else stands on.
Every action is tied to a real user, gated by policy, approved where it matters, and recorded in an immutable audit trail your security and compliance teams can review.
Agents read your internal archive (documents, manuals, regulations, prior cases) and answer with citations to the source. Private embeddings, served locally inside your network.
Ask your databases in plain language. A fine-tuned local model turns the question into validated SQL. No BI ticket, and no data leaves the network.
Small specialized models handle the repetitive work (classify, extract, validate, summarize) at a fraction of frontier cost, escalating to frontier models only when the task needs it.
Built around what a bank’s CISO, risk and compliance teams require. The audit trail the CMF and the UAF expect for every AI-assisted decision.
Start with internal-policy search (low risk, fast to scope, easy to pass review), then expand into KYC/AML and credit ops on the same governed platform.